Up to $0 toward a down payment in CA.
Up to 3.5% of purchase price as a deferred-payment silent second (2.5% interest) for K-12 California public/charter school employees including teachers, administrators, and support staff. Must be used with CalHFA first mortgage.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on CalHFA School Teacher and Employee Assistance Program (STEAP): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.