Centre County Planning & Community Development (Housing) / Centre County Housing Trust Fund
Up to $10,000 toward a down payment in PA.
Centre County Commissioners, with participating banks and the Centre County Housing Trust Fund, provide up to $10,000 or 10% of purchase price (whichever is less) in down payment/closing-cost assistance as a soft second mortgage, due on sale, refinance, loss of owner-occupancy, or payoff of the first mortgage. Buyers must be first-time (no ownership in 3 years), meet income/asset limits, and complete homebuyer education.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Centre County First-Time Home Buyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.