Up to $0 toward a down payment in TX.
The Chenoa Fund Repayable program provides up to 3.5% of the purchase price as a second mortgage repayable over 10 years at 0% interest (with a 30-year term at 5% interest also available). Monthly payments on the second mortgage are required. No income limits apply and first-time buyer status is not required.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Chenoa Fund FHA Down Payment Assistance - Repayable: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.