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Chenoa Fund FHA DPA Program

Up to $0 toward a down payment in FL.

See if I qualify
Location
FL
Type
Deferred loan
Max assistance
$0
Min. credit score
600
First-time buyer
Not required
Property types
Single family, Condo, Townhouse, 2–4 unit (owner-occupied)

Chenoa Fund provides 3.5% or 5% of purchase price as secondary financing paired with FHA first mortgage. Forgivable option: 30-year 0% second mortgage forgiven if primary residence maintained. Repayable option: 10-year second mortgage at first mortgage rate + 2%. No income limits. Min 600 credit score.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Chenoa Fund FHA DPA Program, explained

A short, free course on Chenoa Fund FHA DPA Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.