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Choctaw Home Finance Corporation

Choctaw Homebuyer Advantage Program (CHAP)

Up to $0 toward a down payment in OK.

See if I qualify
Location
OK
Type
First mortgage
Max assistance
$0
First-time buyer
Not required
Property types
Single family

The Choctaw Homebuyer Advantage Program (CHAP) offers home loans to eligible Choctaw Nation tribal members with no maximum income limits; applicants must qualify on credit and debt ratios. Loan terms run up to 30 years and funds are first-come, first-served subject to availability. Applicants apply through Choctaw Home Finance for a referral to an approved lender.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Choctaw Homebuyer Advantage Program (CHAP), explained

A short, free course on Choctaw Homebuyer Advantage Program (CHAP): what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from August 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.