City of Bakersfield First-Time Homebuyer Program (Direct City Program)

Up to $0 toward a down payment in CA.

Location: CA
Type: Deferred loan
Max assistance: $0
Income limit: $68,400
Min. credit score: 620
First-time buyer: Required
Property types: Single family

City of Bakersfield's direct first-time homebuyer deferred loan program (separate from My Way Home partnership programs). Federal HOME-funded. Income at or below 80% AMI.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

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City of Bakersfield First-Time Homebuyer Program (Direct City Program), explained

A short, free course on City of Bakersfield First-Time Homebuyer Program (Direct City Program): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.