City of Berkeley First-Time Homebuyer Down Payment Assistance

Up to $0 toward a down payment in CA.

Location: CA
Type: Deferred loan
Max assistance: $0
Income limit: $141,600
Min. credit score: 640
First-time buyer: Required
Property types: Single family

Deferred down payment assistance for first-time homebuyers (and first-generation homebuyers per a recent program update) in the City of Berkeley. Low-income focus. Funded through federal HOME program.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Berkeley First-Time Homebuyer Down Payment Assistance, explained

A short, free course on City of Berkeley First-Time Homebuyer Down Payment Assistance: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.