Buffalo Urban Renewal Agency (BURA) / City of Buffalo Office of Strategic Planning; intake via UDCDA, Matt Urban Human Services, Belmont Housing Resources, Buffalo Urban League

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program

Up to $15,000 toward a down payment in NY.

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Location: NY
Type: Forgivable assistance
Max assistance: $15,000
First-time buyer: Required
Property types: Single family

The City of Buffalo provides first-time homebuyers funds toward down payment and closing costs to purchase a 1-2 family or vacant home in the City of Buffalo. Funds are provided as a 0% interest deferred, forgivable conditional grant that must be repaid in full if the home is sold or vacated within the 5-year regulatory period. Funded by City of Buffalo Owner Occupied Housing Assistance Programs through NYS HCR/Affordable Housing Corporation (AHC), the City of Buffalo Mayor's Office of Strategic Planning, and BURA.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program, explained

A short, free course on City of Buffalo First-Time Homebuyer Down Payment and Closing Cost Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.