City of Chula Vista First-Time Homebuyer Program

Up to $120,000 toward a down payment in CA.

Location: CA
Type: Forgivable assistance
Max assistance: $120,000
Income limit: $104,100
Min. credit score: 640
First-time buyer: Required
Property types: Single family, Condo, Townhouse, 2–4 unit (owner-occupied)

Deferred down payment assistance for first-time homebuyers in Chula Vista. Federal HOME-funded. Income at or below 80% AMI.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Chula Vista First-Time Homebuyer Program, explained

A short, free course on City of Chula Vista First-Time Homebuyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.