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City of Cleveland Development and Engineering Services Department; sub-recipients: Habitat for Humanity of Cleveland TN and City Fields CDC

City of Cleveland CDBG Down Payment Assistance Program

Up to $6,000 toward a down payment in TN.

Location
TN
Type
Deferred loan
Max assistance
$6,000
First-time buyer
Not required
Property types
Single family

The City of Cleveland provides $6,000 in CDBG-funded down payment assistance per household to low-and-moderate-income homebuyers purchasing affordable homes newly constructed by Habitat for Humanity of Cleveland and City Fields CDC within the city's CDBG Target Area. Assistance is structured as a deferred loan repayable upon sale or transfer. The program operates under annual sub-recipient agreements and is governed by the 2024-2028 Five-Year Consolidated Plan; in the 2024-2025 program year Cleveland received $360,241 in CDBG entitlement funds and provided DPA to ten households.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Cleveland CDBG Down Payment Assistance Program, explained

A short, free course on City of Cleveland CDBG Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.