City of Delray Beach First-Time Homeownership Program (SHIP)

Up to $0 toward a down payment in FL.

Location: FL
Type: Forgivable assistance
Max assistance: $0
Income limit: $163,660
Min. credit score: 620
First-time buyer: Required
Property types: Single family, Condo, Townhouse

City of Delray Beach provides up to $75,000 in forgivable 0% interest SHIP loan assistance for eligible first-time homebuyers within city limits.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Delray Beach First-Time Homeownership Program (SHIP), explained

A short, free course on City of Delray Beach First-Time Homeownership Program (SHIP): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.