Catholic Charities of Chemung/Schuyler (on behalf of City of Elmira Dept. of Community Development)
Up to $20,000 toward a down payment in NY.
The City of Elmira contracts with Catholic Charities of Chemung/Schuyler to provide income-eligible, low-to-moderate-income first-time homebuyers a $20,000 grant toward down payment and closing costs to purchase a home in the City of Elmira. The assistance is forgiven after ten years of continued owner-occupancy. Buyers must contribute a minimum $1,000 down payment and complete the First Time Home Buyer Workshop. As of 7/1/2024 the program reports 488 successful first-time homebuyers.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on City of Elmira First-Time Homebuyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.