Up to $0 toward a down payment in FL.
City of Gainesville provides income-tiered SHIP DPA: Very Low ≤50% AMI up to $30,000; Low ≤80% AMI up to $20,000; Moderate ≤120% AMI up to $15,000. Forgiven after 10 years. Separate from Alachua County program.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on City of Gainesville Down Payment Assistance Program (SHIP): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.