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City of Jacksonville Head Start to HOME Ownership (H2H)

Up to $0 toward a down payment in FL.

Location
FL
Type
Deferred loan
Max assistance
$0
Min. credit score
620
First-time buyer
Required
Property types
Single family, Condo, Townhouse

Jacksonville H2H provides up to $25,000 in 0% interest 15-year deferred second mortgage for eligible first-time homebuyers who have lived in Duval County 24+ consecutive months. $500 minimum contribution. Full repayment if sold within 36 months; 10% of proceeds if sold after 36 months.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Jacksonville Head Start to HOME Ownership (H2H), explained

A short, free course on City of Jacksonville Head Start to HOME Ownership (H2H): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.