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City of Jacksonville Neighborhood Improvement Services

City of Jacksonville Homeownership Down Payment Assistance Program

Up to $0 toward a down payment in NC.

See if I qualify
Location
NC
Type
Deferred loan
Max assistance
$0
First-time buyer
Not required
Property types
Single family, Condo, Townhouse

Down payment assistance for qualified households at or below 80% AMI who can qualify for a first mortgage. Funded by the North Carolina Housing Finance Agency and administered by the City of Jacksonville. A 0% interest deferred-payment loan due in full at the end of the first mortgage term, upon resale, or upon conversion to a rental unit. Property must be new construction within the Jacksonville city limits.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Jacksonville Homeownership Down Payment Assistance Program, explained

A short, free course on City of Jacksonville Homeownership Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.