- Location
- IL
- Type
- Deferred loan
- Max assistance
- $0
- First-time buyer
- Required
- Property types
- Single family, Townhouse, Condo, Manufactured
The City of Joliet offers down payment and closing-cost assistance to income-eligible first-time homebuyers purchasing within Joliet city limits, as a 0% interest deferred second-mortgage loan repaid only if the home is sold, refinanced, or no longer the buyer's principal residence. Funded with federal HOME/CDBG dollars and processed in partnership with the Will County Center for Community Concerns.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
City of Joliet Down Payment Assistance Program, explained
A short, free course on City of Joliet Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.