RUPCO (NeighborWorks HomeOwnership Center) on behalf of the City of Kingston

City of Kingston First-Time Homebuyer Grant

Up to $50,000 toward a down payment in NY.

Location: NY
Type: Forgivable assistance
Max assistance: $50,000
Income limit: $89,350
First-time buyer: Required
Property types: Single family, Condo, Townhouse

RUPCO administers HUD funding from the City of Kingston's CDBG Entitlement Program to assist low-income first-time homebuyers purchasing residential homes in the City of Kingston with acquisition costs. Funding is provided as a soft-second, zero-interest deferred forgivable lien of up to $50,000; recipients must occupy the home as their primary residence for 10 years.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Kingston First-Time Homebuyer Grant, explained

A short, free course on City of Kingston First-Time Homebuyer Grant: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.