City of Lakeland provides up to $30,000 in deferred 0% interest SHIP second mortgage for first-time homebuyers within Lakeland city limits. Separate from Polk County program which excludes city limits.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on City of Lakeland First-Time Homebuyers Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.