City of Melbourne provides up to $44,500 in deferred 0% SHIP loan for eligible first-time homebuyers within Melbourne city limits. Administered by Community Housing Initiative (CHI). Additional incentives for essential service personnel.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on City of Melbourne SHIP Down Payment Assistance: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.