Up to $0 toward a down payment in FL.
City of Miami Beach offers $40,000-$150,000 in forgivable 0% loan assistance (income-tiered) for first-time homebuyers purchasing within city limits. Forgiven after 15 years of primary residency.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on City of Miami Beach First-Time Homebuyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.