Up to $20,000 toward a down payment in FL.
City of Miami Gardens SHIP-funded deferred loan program providing up to $20,000 for down payment and closing cost assistance for eligible first-time homebuyers within city limits.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on City of Miami Gardens Purchase Assistance (SHIP): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.