Up to $0 toward a down payment in FL.
City of Orlando provides up to $45,000 in forgivable 0% deferred second mortgage for eligible first-time homebuyers within city limits. Income up to 140% AMI. Program may open/close based on funding availability.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on City of Orlando Down Payment Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.