City of Oxnard First-Time Homebuyer Program (Separate from VCCDC)

Up to $0 toward a down payment in CA.

Location: CA
Type: Deferred loan
Max assistance: $0
Income limit: $83,720
Min. credit score: 640
First-time buyer: Required
Property types: Single family, Condo, Townhouse, 2–4 unit (owner-occupied)

City of Oxnard's own down payment assistance program for low and moderate income residents purchasing homes within city limits. Separate from county-wide VCCDC program. May cover manufactured homes and condos.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Oxnard First-Time Homebuyer Program (Separate from VCCDC), explained

A short, free course on City of Oxnard First-Time Homebuyer Program (Separate from VCCDC): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.