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City of Scranton Homebuyer Program

Up to $0 toward a down payment in PA.

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Location
PA
Type
Forgivable assistance
Max assistance
$0
Income limit
$88,400
First-time buyer
Required
Property types
Single family, Townhouse, Condo, 2–4 unit (owner-occupied)

The City of Scranton Homebuyer Program is administered by NeighborWorks Northeastern Pennsylvania on behalf of the City of Scranton's HUD HOME and CDBG entitlement allocations. It provides up to $14,999 in down-payment and closing-cost assistance to first-time homebuyers purchasing a primary residence within the city limits. Assistance is provided as a 0% interest deferred / forgivable second mortgage with a 5-year affordability period and is layered with the buyer's first mortgage product (FHA, VA, USDA, or Conventional).

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Scranton Homebuyer Program, explained

A short, free course on City of Scranton Homebuyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.