City of Williamsport Department of Community & Economic Development
Up to $0 toward a down payment in PA.
Uses federal HOME funds to help income-eligible households become owner-occupants of single-family housing in Williamsport. Provides up to 20% of the purchase price as a 0% interest, deferred gap-financing loan. Buyers secure a private first mortgage covering at least 80% of the purchase price, contribute at least 4% from savings, complete HUD-certified credit counseling, and the home must pass a city safe-occupancy inspection.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on City of Williamsport Homebuyer Assistance GAP Financing Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.