Forsyth County Community & Economic Development (administering City of Winston-Salem CDBG/HOME funds under Interlocal Agreement)

City of Winston-Salem Homebuyer Assistance Program (CDBG/HOME Down Payment Assistance)

Up to $0 toward a down payment in NC.

See if I qualify

Location: NC
Type: Deferred loan
Max assistance: $0
Income limit: $69,350
Min. credit score: 600
First-time buyer: Required
Property types: Single family, Townhouse, Condo, Manufactured

Down payment and closing cost assistance for first-time homebuyers purchasing within the city limits of Winston-Salem, funded by the City of Winston-Salem HUD CDBG and HOME funds. Under an Interlocal Agreement (Sept 21, 2023 - June 30, 2026), the City contracted Forsyth County Community & Economic Development to administer these funds for properties inside Winston-Salem city limits, through the County unified Homebuyer Assistance Program. Assistance is a 0% deferred silent second loan secured by a Deed of Trust with deed restrictions. Buyers must be first-time homebuyers at or below 80% AMI, complete HUD-approved homebuyer education, and occupy the home as their primary residence.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

City of Winston-Salem Homebuyer Assistance Program (CDBG/HOME Down Payment Assistance), explained

A short, free course on City of Winston-Salem Homebuyer Assistance Program (CDBG/HOME Down Payment Assistance): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.