Up to $0 toward a down payment in TX.
The City of College Station Down Payment Assistance Program provides shared equity, gap financing of up to 30% of the sales price (capped at $50,000) as a zero-interest deferred second lien. Repayment is due upon sale or when the buyer no longer owner-occupies; the city recaptures the original loan amount plus a proportionate share of equity gains. Income must be ≤80% AMI and minimum credit score is 600.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on College Station Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.