Up to $0 toward a down payment in CO.
Colorado Community Land Trust (CCLT), operated by Habitat for Humanity of Metro Denver, provides permanently affordable homeownership in the Denver metro area. CLT owns the land; buyer owns the home via 99-year ground lease. Resale-restricted to ensure perpetual affordability for future buyers.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Colorado Community Land Trust (CCLT) Homeownership Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.