Columbia County SHIP provides up to $30,000 in deferred 0% forgivable loan for eligible homebuyers in Lake City and surrounding Columbia County communities. Max purchase price $253,000. Minimum 1% buyer contribution from own funds. Administered by SREC.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Columbia County SHIP Down Payment Assistance: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.