Community Keys Plus Down Payment Assistance is NWHP's flagship multi-county DPA loan offering up to $20,000 as a 0% interest deferred second mortgage to income-qualified buyers across Hennepin, Ramsey, Washington, Dakota, and Anoka counties. Funded through Minnesota Housing's Impact Fund and NWHP's CDFI revolving loan funds. Designed to be paired with the NWHP Community Keys Plus first-mortgage product. Loan is fully deferred and repayable at sale, transfer, refinance, or loss of owner-occupancy.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Community Keys Plus Down Payment Assistance: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.