Cortland Housing Assistance Council, Inc. (with Empire Development Corporation)
Up to $0 toward a down payment in NY.
Cortland Housing Assistance Council, Inc. and Empire Development Corporation, using New York State Affordable Housing Corporation (AHC) Affordable Home-Ownership Program funds, offer subsidies to eligible first-time homebuyers to reduce closing costs and to fund post-purchase rehabilitation. Eligible properties are single-family homes located within Cortland County that require some updating or improvements. Housing counseling is provided to all eligible applicants.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Cortland Housing Assistance Council First-Time Homebuyers Program: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.