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Cottonwood Employer Assisted Housing Program

Up to $0 toward a down payment in AZ.

Location
AZ
Type
Deferred loan
Max assistance
$0
Income limit
$134,550
First-time buyer
Required
Property types
Single family, Townhouse, Condo

Employer Assisted Housing (EAH) variant of the City of Cottonwood's Cottonwood Homeownership Program (CHP). Eligible employees of a partnering Cottonwood-area employer can receive a 3:1 city match (up to $15,000) on funds the buyer contributes toward down payment and closing costs, with the partnering employer contributing alongside the city. Designed to retain workforce in Cottonwood and the surrounding Verde Valley.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Cottonwood Employer Assisted Housing Program, explained

A short, free course on Cottonwood Employer Assisted Housing Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.