Crow Wing County Housing & Redevelopment Authority (Brainerd HRA)

Crow Wing County Housing Trust Fund Down Payment Assistance Program

Up to $20,000 toward a down payment in MN.

Location: MN
Type: Deferred loan
Max assistance: $20,000
Min. credit score: 640
First-time buyer: Not required
Property types: Single family

A deferred-payment second mortgage of up to $20,000 at 0% interest, funded by the Crow Wing County Housing Trust Fund and administered by the Crow Wing County HRA (Brainerd HRA). It covers the gap between a buyer's maximum approvable mortgage (housing at 30% or less of household income) and the purchase price. First-time homebuyer status is not required.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Crow Wing County Housing Trust Fund Down Payment Assistance Program, explained

A short, free course on Crow Wing County Housing Trust Fund Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from August 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.