- Location
- NC
- Type
- Deferred loan
- Max assistance
- $0
- Income limit
- $154,000
- Min. credit score
- 640
- First-time buyer
- Required
- Property types
- Single family
Doorway to Prosperity is DreamKey Partners' Charlotte/Mecklenburg County DPA tier serving moderate-income workforce buyers (approximately 80-120% AMI) who earn too much for HouseCharlotte 1A or CPLP. The program provides up to $60,000 in deferred 0%-interest second-mortgage assistance for first-time homebuyers purchasing in Mecklenburg County. Doorway is funded by Mecklenburg County, Bank of America community lending capital, and other corporate/philanthropic partners aggregated by DreamKey.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Doorway to Prosperity, explained
A short, free course on Doorway to Prosperity: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.