Community Partners for Affordable Housing (CPAH), the HUD-certified housing counseling agency serving Lake County, Illinois, administers the Lake County Down Payment Assistance Program. Funded primarily through HUD HOME funds via Lake County Community Development. Provides up to $13,999 as a 0% interest forgivable 5-year second mortgage to first-time (3-year non-ownership) homebuyers purchasing 1-unit primary residences in Lake County. Loan forgives 1/60th per month; fully forgiven after 5 years.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Down Payment Assistance: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.