Garfield County Housing Authority's interest-free deferred-payment Down Payment Assistance loan for low-to-moderate-income (80%-120% AMI) Garfield County workforce buyers. Loan funds up to 3% of purchase price (capped at $15,000) and may be used for down payment and closing costs. Repayment is deferred until sale, refinance, transfer, or loss of owner-occupancy. Funded primarily by Garfield County and revolving DPA loan repayments; layers with CHFA, CHAC, and the local Garfield County Community Housing Program deed-restricted inventory.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.