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Down-payment Assistance Program (DAP)

Up to $0 toward a down payment in NC.

Location
NC
Type
Forgivable assistance
Max assistance
$0
First-time buyer
Required
Property types
Single family

Cumberland County's Down-payment Assistance Program (DAP) provides up to $7,500 in forgivable second-mortgage assistance for first-time homebuyers purchasing in unincorporated Cumberland County. Funded by HUD HOME and County funds. Forgiven over 5 years if buyer maintains owner-occupancy.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Down-payment Assistance Program (DAP), explained

A short, free course on Down-payment Assistance Program (DAP): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.