The Town of Normal Down Payment Assistance Program (also marketed as the Homebuyer Assistance Program), administered by the Inspections / Community Development office, provides up to $5,000 in down payment assistance to income-qualified homebuyers (not limited to first-time buyers) purchasing a primary residence within the Town of Normal. Funded through CDBG, the assistance is structured as a 0%-interest 5-year forgivable second-mortgage loan. The Town's funds cannot exceed 50% of the buyer's down payment.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Homebuyer Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.