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Down Payment Assistance Program

Up to $0 toward a down payment in NC.

Location
NC
Type
Forgivable assistance
Max assistance
$0
Income limit
$125,400
First-time buyer
Required
Property types
Single family

Rocky Mount Housing Authority's Down Payment Assistance Program provides up to $25,000 in forgivable second-lien financing for first-time homebuyers purchasing within Rocky Mount city limits (which spans Nash and Edgecombe counties). HUD HOME-funded; 10-year forgiveness. Recorded as forgivable_loan despite DPA One labeling 'Dpa' (verified to be a forgivable second mortgage with recapture).

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Down Payment Assistance Program, explained

A short, free course on Down Payment Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.