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East Trenton Collaborative (ETC) Down Payment Assistance Program

Up to $0 toward a down payment in NJ.

Location
NJ
Type
Forgivable assistance
Max assistance
$0
Income limit
$166,600
Min. credit score
620
First-time buyer
Required
Property types
Single family

The East Trenton Collaborative (ETC) Down Payment Assistance Program is a place-based DPA grant operated by NJCC's Address Yourself(TM) program in partnership with the East Trenton Collaborative, a community-based organization focused on revitalizing the East Trenton neighborhood. The program provides up to $10,000 in down payment assistance to income-eligible first-time buyers purchasing 1-4 family primary residences within East Trenton (North Ward of Trenton). Funds may be used for down payment and closing costs. Structured as a 5-year forgivable grant.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

East Trenton Collaborative (ETC) Down Payment Assistance Program, explained

A short, free course on East Trenton Collaborative (ETC) Down Payment Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.