El Paso First-Time Homebuyer Program

Up to $45,000 toward a down payment in TX.

Location: TX
Type: Forgivable assistance
Max assistance: $45,000
First-time buyer: Required
Property types: Single family, Condo, 2–4 unit (owner-occupied), Manufactured

City of El Paso program providing forgivable loans up to $45,000 (Priority Housing Area) or $25,000 (non-priority city limits) at 3% interest for first-time homebuyers. Loan is forgiven over a 10-year affordability period. Income limits at or below 80% AMI. Property must be within El Paso city limits.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

El Paso First-Time Homebuyer Program, explained

A short, free course on El Paso First-Time Homebuyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.