Up to $0 toward a down payment in FL.
Escambia County (jointly with City of Pensacola) provides up to $45,000 in 10-year forgivable SHIP loan for eligible first-time homebuyers. Monitor for new funding cycles when current allocation is exhausted.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Escambia County SHIP First-Time Homebuyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.