Federal Home Loan Bank of San Francisco (delivered via member financial institutions)
Up to $50,000 toward a down payment in AZ.
The FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program provides matching grants of up to $50,000 to first-time homebuyers earning between 80.01% and 140% of AMI purchasing in Arizona, California, or Nevada. Buyers must contribute a minimum of $10,000 of their own funds and complete homebuyer counseling; the grant is delivered to escrow by a participating FHLB-SF member lender. The 2026 program has $11 million available first-come, first-served (first $8M round exhausted; $3M second round later in 2026).
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on FHLBank San Francisco Middle-Income Downpayment Assistance (MDPA) Program — Arizona: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from August 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.