Up to $0 toward a down payment in CA.
4-to-1 matching grant up to $32,837 (2025 FHFA maximum) for eligible low-income first-time homebuyers. $12M allocated for 2025. Delivered through FHLBank SF member financial institutions. Funds applied to down payment and closing costs. Must be at or below 80% AMI.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on FHLBank San Francisco WISH Program (Workforce Initiative Subsidy for Homeownership): what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.