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County of Summit Department of Community & Economic Development (with Community Building Partnership of Summit County)

First Home First Loan (FHFL) Down Payment Assistance Program

Up to $12,000 toward a down payment in OH.

Location
OH
Type
Deferred loan
Max assistance
$12,000
First-time buyer
Required
Property types
Condo, Single family, Townhouse

The County of Summit's First Home First Loan (FHFL) program assists eligible low-to-moderate-income first-time homebuyers residing within Summit County by providing a 3:1 match (up to $12,000) of the buyer's own contribution toward down payment and/or closing costs. Assistance is a 0% interest deferred second-mortgage loan due upon sale, transfer, or when the home stops being the primary residence. Residents buying in Akron, Barberton, or Cuyahoga Falls are ineligible because those cities run their own programs.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

First Home First Loan (FHFL) Down Payment Assistance Program, explained

A short, free course on First Home First Loan (FHFL) Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from August 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.