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First-Time Home Buyer Program

Up to $0 toward a down payment in PA.

Location
PA
Type
Forgivable assistance
Max assistance
$0
Income limit
$142,700
Min. credit score
660
First-time buyer
Required
Property types
Single family

Centre County (NOT 'Center County') HOME-funded FTHB DPA. Up to $5,000 0% forgivable soft second forgiven at 5 years. Centre County PA (State College area), FTHB, 80% AMI, 660 FICO, mandatory counseling.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

First-Time Home Buyer Program, explained

A short, free course on First-Time Home Buyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.