The City of Plymouth First Time Homebuyer Program provides a 0% interest deferred second mortgage of up to $35,000 to income-qualified first-time buyers purchasing within Plymouth city limits. Funded through the City of Plymouth HRA's affordable housing trust and CDBG funds. The loan can be allocated across down payment (max $5,000), closing costs (max $7,500), and mortgage principal reduction (max $30,000). Repayment is deferred until sale, transfer, refinance with cash-out, or loss of owner-occupancy.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on First Time Homebuyer program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.