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First Time Homebuyer program

Up to $0 toward a down payment in PA.

See if I qualify
Location
PA
Type
Forgivable assistance
Max assistance
$0
Income limit
$139,890
First-time buyer
Required
Property types
Single family, Townhouse, Condo, 2–4 unit (owner-occupied)

The City of Scranton First Time Homebuyer program is administered by the City's Office of Economic and Community Investment (OECI) using HUD HOME / ARPA pass-through funds. The program provides up to $20,000 as a 0% interest deferred / forgivable second mortgage to first-time homebuyers purchasing primary residences within Scranton city limits. Income range covers extremely-low through moderate / 120% AMI tiers depending on funding source within the City's HUD layered-funding model.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

First Time Homebuyer program, explained

A short, free course on First Time Homebuyer program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.