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First-Time Homebuyer Program

Up to $0 toward a down payment in TN.

Location
TN
Type
Forgivable assistance
Max assistance
$0
Income limit
$84,750
Min. credit score
620
First-time buyer
Required
Property types
Single family

Clarksville NCS HUD HOME-funded forgivable second mortgage for FTHBs purchasing within Clarksville city limits. Up to $10,000 at 0% interest, deferred, forgiven over 5 years. 80% AMI ceiling, $271K-$282K max purchase, $500 buyer contribution.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

First-Time Homebuyer Program, explained

A short, free course on First-Time Homebuyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.