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First Time Homebuyers Assistance and Educational Program (FTHB) - CDBG

Up to $0 toward a down payment in TX.

See if I qualify
Location
TX
Type
Forgivable assistance
Max assistance
$0
Income limit
$116,500
Min. credit score
620
First-time buyer
Required
Property types
Single family

City of Plano FTHB CDBG-tier: up to $10,000 forgivable second mortgage at 0% interest for first-time homebuyers in Plano city limits. 5-year affordability period. 80% AMI ceiling. Max purchase $418,000. 620 FICO (govt) / 700 FICO (conv).

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

First Time Homebuyers Assistance and Educational Program (FTHB) - CDBG, explained

A short, free course on First Time Homebuyers Assistance and Educational Program (FTHB) - CDBG: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.